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First Trust Deed maximum loan amount $500,000
30-Year Fixed - Rates 8% to 12%
Second Trust Deed maximum loan amount $250,000
15-Year Fixed - Rates 10% to 12%
Maximum CLTV 65%
Higher loan amounts and higher CLTV are available case by case.
Appraisal: Required at borrowers’ expense, collected upfront via credit card
Ability to pay: Required for Owner-Occupied and Second Home Properties
Fees:
Lender Underwriting Fee $695
Processing Fee $495 max